Philippines Travel Guide |
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| Manila, Philippines |
Manila, the somewhat daunting capital and pulsating hub of the Philippines, is situated on the east coast of Luzon, the most northerly island, also the largest and the most well developed. The city was founded in 1571 on the site of a Muslim settlement. Its major tourist attraction is the old Spanish walled city, known as Intramuros, which contains some historic buildings and ruins.
Modern Manila is a morass of traffic and people, polluted and chaotic, an industrial metropolis that grew from the ashes of war when in 1945, the United States’ forces fought to recapture it from Japanese occupation. It is also a city of theatres, libraries and museums, and the home to the University of the Philippines. The neighbourhoods of the metropolis vary from wide avenues full of palatial homes to squatter camps where the poorest of the poor scratch out a living. |
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Flights to Philippines Travel Insurance |
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Travel Insurance can only be sold to those clients arranging their travel arrangements with Flights to Philippines. Travel Insurance MUST be purchased within 14 days of making your confirmed booking.
Worldwide Single Trip Policies
Premiums quoted in £’s.
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Adult |
Child (2-17 yrs) |
| Up to 5 days |
24.68 |
12.34 |
| Up to 10 days |
37.60 |
18.80 |
| Up to 17 days |
43.48 |
21.74 |
| Up to 24 days |
49.35 |
24.68 |
| Up to 31 days |
59.93 |
29.97 |
Worldwide Annual Multi Trip Policies
Single: £98.10 Family, based on 2 adults & 2 children: £163.90.
Maximum stay on any one trip, 31 days. Excludes Cruise cover. Rates on request.
Age Limits:
Single Trip Policies;
- can be sold to those under 66 at the date of travel at standard premium
- can be sold to those aged 66 to 69 at the date of travel x150% of the standard premium. Europe only.
- can be sold to those aged 70 to 75 at the date of travel x200% of the standard premium. Europe only.
Annual Multi Trip Policies;
- can be sold to those under 66 at the date of policy commencement.
- no cover for persons aged 66 and over
All above policies are only available to persons resident in the United Kingdom or Channel Islands at the time of purchase.
Pre-Existing Medical Conditions
This policy will not cover anything other than what is clarified and has the following exclusion for you to be aware of within the policy wording. If you are unsure then please request a copy of the policy wording.
Please note that this policy will not provide cover for the following conditions:-
- Heart/circulatory related condition (e.g. hypertension, heart attack or stroke), arterial disease, kidney disease, respiratory condition (excluding well controlled mild asthma), cancer or cancerous condition.
The policy also excludes claims where the insured person or anybody upon whom their travel is dependant.
- has been hospitalized, received advice, medication or treatment in the twelve months prior to the booking of the policy,
- is on a waiting list awaiting further treatment or investigation,
has been given a terminal prognosis
- is traveling specifically to seek medical advice or treatment
or is traveling against medical advice.
Schedule of Charges
Description |
Cover (per insured) |
Excess |
| Cancellation & Curtailment |
Up to £2990 |
£40 |
| Catastrophe |
Up to £490 |
£40 |
| Medical Expenses (inc. Emergency Repatriation) |
Up to £5,000,000 |
£65 |
| Hospital Benefit |
£10 per day up to £490 |
Nil |
| Mugging |
£40 per day up to £1,000 |
Nil |
Personal Effects & Baggage
Single Item Limit
Valuables Total Limit
Travel Documents
Delayed Baggage |
Up to £1,490
£190
£190
Up to £240
Up to £90 |
£40 |
Personal Money
Cash Limit
Cash Limit (age under 18) |
Up to £490
£190
£90 |
£40 |
| Travel Delay |
£10 for first 12 hr.
period, £10 each 12 hr.
period thereafter
up to £90 |
Nil |
| Holiday Abandonment |
Up to £2990 |
£40 |
| Hijack |
£50 per day
up to £1,000 |
Nil |
| Missed Departure |
Up to £240 |
£40 |
Personal Accident
Perm. Total Disablement
Loss of Limb (s) or Sight
Death
Death (age under 18) |
Max. Benefit £15,000
£15,000
£15,000
£5,000
£5,000 |
Nil |
| Personal Liability |
Up to £2,000,000 |
£240 |
| Legal Expenses |
Up to £15,000 |
£240 |
| Scheduled Airline Failure |
Up to £3,000 |
Nil |
Winter Sports Cover
The following benefits are only available when additional winter sports premium is paid, or when Annual Multi-Trip cover is effected:
Description |
Cover (per insured) |
Excess |
Ski Equipment (Owned)
Single Item Limit
Hired Items Limit |
Up to £490
£250
Up to £150 |
£40 |
| Ski Hire |
£30 per day up to £290 |
£40 |
| Ski Pack |
£50 per day up to £190 |
Nil |
| Piste Closure |
£30 per day up to £290 |
£40 |
| Avalanche closure |
upto £190 |
£40 |
Please read all aspects of the insurance cover above. If you are unsure about any condition please ask. Complete policy wording available on request. |
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